Toolkit

Closing Cost Estimator

Note: HST applies to commissions (13%). As a buyer, you typically don't pay commission directly — your agent is paid by the seller.

Ontario Land Transfer Tax$10,475
Legal feesEstimate$1,500
Title insurance~0.15% of price$1,050
Home inspectionOptional but recommended$500
Estimated total$13,525

Estimates only. Standard new home HST rebates shown — Ontario also has a temporary full provincial HST rebate program currently set to expire ~March 2027, which may significantly reduce your HST costs. Confirm current eligibility and rebate amounts with your realtor or lawyer before closing.

Sample site. Live demo of the realtor platform with placeholder data. Forms and the AI assistant run in demo mode, nothing is sent or saved.